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Rice & Cereal Products

Whole-maize flour / makka atta

TECH-NFIC-040
Record type
Phase-I SKU
Product category
Rice & Cereal Products
Popularity
Medium Demand
Machinery available at NFIC
Complete Fit
Investment band
INV-02
Priority phase
Phase 1

1. Raw materials / commodities

COM-NFIC-030
Maize
Validated
Rice & Cereal Products

Main input: Whole maize grain for whole-maize flour

Cost assumptions
  • Input-price assumption: ₹40/kg
  • Model batch: 100 kg
  • Selected input share: 100%
  • Recovery assumption: 94%

Availability: Local natural-farming supply is yet to be confirmed.

2. NFIC machines required

3. How the product is made

1
Process
Clean/destone
Validated

Input: Whole maize grain for whole-maize flour

Output: Intermediate for next step

Machine: Destoner — 3 In 1 Blower / Destoner / Grader (NFIC-KUP-U05-02)

Parameters: Follow validated hygienic SOP; use food-grade contact surfaces; control batch traceability.

Quality / yield check: Record batch observation and reject non-conforming material/output.

2
Process
grind
Validated

Input: Output of previous step / approved raw material

Output: Intermediate for next step

Machine: Single Head Pulveriser 7.5 HP — White Powder with Starter (NFIC-KUP-U03-02)

Parameters: Control fineness/mesh and product temperature; clean line to prevent cross-contact.

Quality / yield check: Record batch observation and reject non-conforming material/output.

3
Process
sieve
Validated

Input: Output of previous step / approved raw material

Output: Intermediate for next step

Machine: Vibro Shifter (NFIC-KUP-U03-05)

Parameters: Follow validated hygienic SOP; use food-grade contact surfaces; control batch traceability.

Quality / yield check: Record batch observation and reject non-conforming material/output.

4
Process
fill
Validated

Input: Output of previous step / approved raw material

Output: Intermediate for next step

Machine: Horizontal (Vertical) Semi Augur Filler (50 gm to 500 gm) (NFIC-KUP-U03-06)

Parameters: Verify net quantity, seal integrity, coding, food-contact packaging and traceability.

Quality / yield check: Record batch observation and reject non-conforming material/output.

4. Financials and Unit economics

Planning estimate

Source assumption
Survey ₹40/kg grain; 94% whole-flour recovery estimate excludes degermed/corn-starch stages. ₹40/500 g net receipt between local ₹70/kg and established ₹98/kg references.
Pack size
500 g pouch
Selling price
₹40.00
per pouch
Variable cost to make one pouch
₹36.51
Money left per pouch
₹3.49
Before shared/fixed costs
Minimum production to cover costs
6 batches/month
Whole batches required
At 6 batches/month
₹523 profit/month
Money required to start
₹54,597

1. What will I produce and sell?

Raw material used in one batch (kg)
100.00
Finished product from one batch (kg)
94.00
Pouches produced from one batch
188 pouches
Selling price per pouch
₹40.00
Planned production
6 batches/month
Pouches available for sale/month
1,128 pouches

Assumption: All saleable production is sold at the indicated selling price.

2. How much does one batch cost?

Variable costs — these increase when you produce more

Main raw material
₹4,000.00
Packaging material
₹846.00
Production/helper labour
₹150.00
Transport / logistics
₹220.50
Other production costs
₹80.00
NFIC usage and utilities
₹1,567.71
Total variable cost per batch
₹6,864.21
Sales from one batch
₹7,520.00
188 pouches × ₹40.00
Variable cost of one batch
₹6,864.21
Money left from one batch
₹655.79
Before finance and business overhead.
Money left per pouch
₹3.49
Before finance and business overhead.

3. NFIC Facility Cost

Usage charges scale with the batches produced

NFIC use and utilities
₹9,406/month
Reference allowances: NFIC usage and listed utilities from the master. Confirm operator charges and tariff inclusions with NFIC.

Check tariff inclusions before adding electricity or operator time. Extra entrepreneur/helper labour is shown separately.

4. Will I make a profit?

Income statement per active production month
Sales income including any by-product receipts
₹45,120
Main raw material
₹24,000
Packaging
₹5,076
Production/helper labour
₹900
Transport / logistics
₹1,323
Other variable costs
₹480
NFIC usage cost at planned production
₹9,406
Total variable costs
₹41,185
Money left after variable costs
₹3,935
Business overhead
₹3,000
Illustrative finance allowance
₹412
Estimated monthly profit
₹523
At 6 batches per month, estimated profit is ₹523 per month.

5. How many batches do I need to sell?

Below break-even
5 batches
Sales: ₹37,600
Loss: ₹64
BREAK-EVEN
6 batches
Sales: ₹45,120
Profit: ₹523
Above break-even
7 batches
Sales: ₹52,640
Profit: ₹1,110

You should produce and sell at least 6 batches per month to cover your costs.

Every additional batch sold after this adds approximately ₹587 before any other unforeseen expenses.

6. What happens if I produce more?

4 batches/month
₹651 loss
5 batches/month
₹64 loss
6 batches/month
₹523 profit ← Break-even crossed
7 batches/month
₹1,110 profit
8 batches/month
₹1,697 profit
9 batches/month
₹2,284 profit

At the same batch size, NFIC usage and finance allowances increase with production. Monthly business overhead is counted once.

7. How much money do I need before starting?

Active production: 12 months per year. Annual indicative operating surplus: ₹6,274. Business overhead continues for twelve months.

Startup & Working Capital Requirement
Money needed for day-to-day business
₹41,185
Other startup requirements
₹13,412
Total startup money required
₹54,597

Why is ₹41,185 needed for day-to-day business?

Raw material, ingredients, packaging and other expenses have to be paid before all the money from customers comes back.

Working-capital cycle: approximately 30 days

Estimated total money required to start and operate the business ₹54,597

5. Branding, packaging & labelling

Packaging & labelling guidance

Target customer / segment Local households, health-conscious mainstream consumers and institutional buyers as relevant to product
Brand positioning / proposition Natural-farming ingredient-led, small-batch Whole-maize flour / makka atta; emphasize traceable sourcing and transparent processing without unvalidated health claims.
Pack size 250 g / 500 g; 1 kg family/institutional where packaging-line fit is confirmed
Label copy status Minimum label copy specified; final artwork pending
Packaging vendor / source To be finalized through approved packaging vendor
Packaging, labelling & compliance guidanceRead one box at a time.

Recommended packaging

  • Food-grade high-moisture-barrier laminated pouch
  • metallised layer preferred for wholegrain/high-fat mixes
  • zipper optional.

Retail label essentials

  • net quantity
  • batch/lot
  • manufacturer/packer address
  • consumer-care details
  • MRP/unit-sale-price and other Legal Metrology declarations.

Product name, origin & marketing claims

  • Name of food
  • No special claim by default.

Ingredients, allergens & cross-contact

  • ingredient list as applicable
  • allergen declaration where applicable

Nutrition & claims

  • nutrition information
  • Validate every nutrition/health/organic/natural-farming or other voluntary claim before artwork.

Shelf life, storage & after-opening

  • date marking
  • storage/use directions

FSSAI licence, certifications & marks

  • veg symbol
  • FSSAI logo & licence no.