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Bakery products

Bread production (incl. Ragi/Bajra varieties)

TECH-NFIC-046
Record type
Product / SKU
Product category
Bakery products
Popularity
Medium Demand
Machinery available at NFIC
Partially

1. Raw materials / commodities

COM-016
Pearl Millet / Bajra
Validated
Millets

NF availability: Availability: Moderate. Source districts: Anantapur, Sri Sathya Sai, Kurnool, Nandyal, YSR Kadapa and Prakasam dryland belts. ODOP: Nandyal – millet-based products; Vizianagaram – millets. Manufacturing decision: Viable for flour and snacks if an identified cluster can aggregate clean grain. Confirm bajra-specific volume because ODOP support is for the broader millet category.

COM-017
Ragi / Finger Millet
Validated
Millets

NF availability: Availability: Moderate. Source districts: Vizianagaram, Alluri Sitharama Raju, Parvathipuram Manyam, Srikakulam, Anantapur, Sri Sathya Sai, Nandyal and Annamayya. ODOP: Vizianagaram – millets including ragi; Nandyal – millet-based products. Manufacturing decision: Good fit for malt, flour, cookies and RTC mixes. Vizianagaram offers the clearest ODOP alignment; confirm cleaned ragi volume and NF traceability before sizing the plant.

COM-041
Vegetables (general / mixed)
Validated
Vegetables

NF availability: Availability: Very high as a category. Source districts: Use Chittoor–Annamayya–Rayalaseema for tomato and seasonal vegetables; Krishna–Guntur–Godavari belts for diverse vegetables. ODOP: No mixed-vegetable ODOP; Chittoor has tomato, while NTR/Tirupati/Visakhapatnam have RTC/RTE categories. Manufacturing decision: Proceed with a flexible line only after defining 3–5 anchor vegetables and a month-wise sourcing calendar. Machinery should handle the planned mix, not an unspecified 'general vegetables' category.

COM-003
Wheat
Validated
Cereals

NF availability: Availability: Low. Source districts: No dependable AP production district identified; small volumes are included with 'other millets and wheat'. ODOP: No wheat ODOP in AP. Manufacturing decision: Do not base an AP-local venture on wheat unless a contracted local cluster is first established; otherwise budget for inter-state grain.

2. NFIC machines required

3. How the product is made

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1. Raw-material acceptance
Identify the lot; remove stones, insects, mouldy and damaged material. Sieve/aspirate dry ingredients before weighing.
Validated

Parameters: Record lot, incoming moisture and rejection weight; keep food grain separate from treated seed.

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2. Weighing and blending
Blend the specified cereal flours; weigh yeast, salt, fat and other recipe ingredients.
Validated

Parameters: Millet percentage changes water absorption and loaf volume; record the actual blend.

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3. Dough development
Add potable water and mix/knead to a cohesive dough.
Validated

Parameters: Record water addition, final dough temperature and mixing endpoint; flour lot changes may require adjustment.

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4. Fermentation
Allow the yeast dough to develop in a controlled fermentation area.
Validated

Parameters: Follow dough expansion and maturity; AP room temperature is not a reproducible process setting.

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5. Dividing and shaping
Divide to consistent mass; round, rest and mould into pans or the selected product shape.
Validated

Parameters: Piece mass, handling losses and pan fill.

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6. Final proof
Proof shaped dough before baking.
Validated

Parameters: Proof height and dough resilience; avoid overproofing.

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7. Baking
Bake using an oven profile matched to loaf mass and recipe.
Validated
?
8. Cooling and slicing
Depan; cool under hygienic conditions before slicing and packing.
Validated

Parameters: No warm condensation inside packs; clean slicer and limit post-bake handling.

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9. Packing
Seal, batch-code and dispatch according to the demonstrated storage life.
Validated

Parameters: Seal integrity, weight and mould-free shelf-life verification in the intended AP distribution conditions.

4. Financials and Unit economics

Production model
Use NFIC
Economics reference
UE-046
Pack size
400 g loaf
Selling price
₹41.25
per loaf
Variable cost to make one loaf
₹38.62
Money left per loaf
₹2.63
Before shared/fixed costs
Minimum production to cover costs
116 batches/month
Whole batches required
At 20 batches/month
₹42,960 loss/month
Money required to start
₹2.11 lakh

1. What will I produce and sell?

Raw material used in one batch (kg)
50.00
Finished product from one batch (kg)
68.80
Loaves produced from one batch
172 loaves
Selling price per loaf
₹41.25
Planned production
20 batches/month
Loaves available for sale/month
3,440 loaves

Assumption: All saleable production is sold at the indicated selling price.

2. How much does one batch cost?

Variable costs — these increase when you produce more

Main raw material
₹2,375.00
Other ingredients
₹1,020.00
Packaging material
₹748.00
Production/helper labour
₹1,500.00
Transport / logistics
₹650.00
Other production costs
₹350.00
Total variable cost per batch
₹6,643.00
Sales from one batch
₹7,095.00
172 loaves × ₹41.25
Variable cost of one batch
₹6,643.00
Money left from one batch
₹452.00
Available to pay shared/fixed business costs and thereafter become profit.
Money left per loaf
₹2.63
Before shared/fixed costs.

3. NFIC Facility Cost

The fixed/shared cost of using NFIC

NFIC facility charge
₹52,000/month
This includes:
  • use of NFIC machinery / shared facility
  • electricity, fuel and water
  • machine-operator cost

You do not need to separately add electricity or machine-operator cost.

4. Will I make a profit?

Monthly Income Statement
Sales income
₹1,41,900
Main raw material
₹47,500
Other ingredients
₹20,400
Packaging
₹14,960
Production/helper labour
₹30,000
Transport / logistics
₹13,000
Other variable costs
₹7,000
Total variable costs
₹1,32,860
Money left after variable costs
₹9,040
NFIC fixed/shared facility cost
₹52,000
Estimated monthly loss
₹42,960
At 20 batches per month, the business is estimated to lose ₹42,960 per month.

5. How many batches do I need to sell?

Below break-even
115 batches
Sales: ₹8,15,925
Loss: ₹20
BREAK-EVEN
116 batches
Sales: ₹8,23,020
Profit: ₹432
Above break-even
117 batches
Sales: ₹8,30,115
Profit: ₹884

You should produce and sell at least 116 batches per month to cover your costs.

Every additional batch sold after this adds approximately ₹452 before any other unforeseen expenses.

6. What happens if I produce more?

20 batches/month
₹42,960 loss
114 batches/month
₹472 loss
115 batches/month
₹20 loss
116 batches/month
₹432 profit ← Break-even crossed
117 batches/month
₹884 profit
118 batches/month
₹1,336 profit
119 batches/month
₹1,788 profit

More batches sold → the fixed/shared NFIC cost gets spread over more production → monthly profit improves.

7. How much money do I need before starting?

Startup & Working Capital Requirement
Money needed for day-to-day business
₹51,596
Other startup requirements
₹1,59,000
Total startup money required
₹2,10,596

Why is ₹51,596 needed for day-to-day business?

Raw material, ingredients, packaging and other expenses have to be paid before all the money from customers comes back.

Working-capital cycle: approximately 10 days

Estimated total money required to start and operate the business ₹2.11 lakh

5. Branding, packaging & labelling

Packaging & labelling guidance

Pack size Retail: 200 g / 400 g; pizza base: 2 bases with net weight.
Label copy status Ready
Packaging, labelling & compliance guidanceRead one box at a time.

Economical / sustainable option

  • Food-grade PE/PP bakery bag with tamper-evident seal, sized to avoid crushing. Cool before packing to prevent condensation. Mono-material film is an economical starting option for a validated short local distribution life; paper sleeve is secondary only.

Retail label essentials

  • Before printing, check the applicable rules/exemptions for: true food name; ingredients in descending order; additives; prescribed nutrition panel; veg/non-veg symbol; allergen statement; manufacturer/packer/brand-owner details and applicable FSSAI logo/licence number; net quantity; MRP inclusive of taxes and consumer-care details; batch/lot; manufacture/packing date and expiry/use-by as applicable; storage and preparation instructions.
  • Check Legal Metrology declarations, type size and unit-sale-price applicability for the final pack.
  • Mandatory information must be in English or Hindi; add clear Telugu for rural AP buyers.

Product name, origin & marketing claims

  • Put a simple descriptive food name beside the brand, with the actual variant and net quantity prominent.
  • Use honest local-origin/FPO statements backed by records.
  • Technology titles in column C are not approved marketing claims.
  • Do not imply CFTRI or FSSAI endorses the brand.
  • A QR recipe/traceability link is optional and cannot replace mandatory on-pack information.

Ingredients, allergens & cross-contact

  • Review every ingredient and processing aid/carrier, including compound seasonings and shared machinery.
  • Use the prescribed separate allergen statement when applicable; exemptions exist, including where the product itself is the allergen.
  • “May contain” follows a genuine cross-contact assessment and is not a substitute for segregation.
  • Milk is an allergen even in a vegetarian food; egg changes veg/non-veg status.
  • Do not assume millet/buckwheat foods are gluten-free.
  • FSSAI Labelling and Display Regulations, 2020; Version VIII, 09-Sep-2025. Primary regulatory baseline for retail/non-retail labels, allergens and ingredient-specific declarations.

Nutrition & claims

  • Nutrition values and claims must match the final recipe, legal calculation/testing basis and serving instructions.
  • Check permitted exemptions rather than printing invented values.

Shelf life, storage & after-opening

  • Best-before alone is not a universal substitute for expiry/use-by.
  • Establish shelf life on the real product/package using safety, sensory and relevant moisture/rancidity/culture tests under intended distribution conditions.
  • No expiry duration is supplied in this workbook.
  • Print a validated after-opening period where needed, not “consume soon” as the only control.
  • Set the date and storage instruction using the actual local distribution trial.

FSSAI licence, certifications & marks

  • Obtain the applicable FSSAI registration/licence and product-category permissions before food manufacture/sale; it is not a product-quality endorsement.
  • Ordinary food rows do not establish a separate mandatory certification merely because they use millet or local produce.
  • ISO 22000/HACCP certification, retail barcodes and trademark registration are not universal food-label prerequisites, though a buyer may require them.
  • Never display BIS/AGMARK/organic/vegan/+F/other marks without qualifying and obtaining the relevant authorisation where required.
  • Special-category rows explicitly need further review.

Regulatory references

  • FSSAI Packaging Regulations, 2018; Version V, 02-Apr-2025. Food-contact compliance and Schedule IV indicative package families. Specific pack sizes and sustainability trade-offs in D/E are recommendations, not prescribed by this source.

Other important guidance

  • Declare wheat/gluten and any milk, soy or egg present.
  • Name the grains actually used; do not imply 100% millet if wheat is included.